Obviously you will get a 100-150 point ding on your credit score just from the filing. But, don’t let that be the reason you won’t take care of your debt. Around six months after a bankruptcy is discharged, it’s not uncommon for people to see their credit scores jump up into the 700s. To gain this score, you need to pay your bills ON TIME, EVERY TIME.
I encourage you to look at some of the articles on www.720creditscore.com, they can help you understand the mysteries behind credit and how to get your score up!